I, the undersigned, have received the sum of $__________________from (hereafter referred to as the "Investing Partner"),
for investment in an Iska partnership, subject to the following terms: 
       In exchange for the aforementioned sum, the investing partner shall acquire a share (in the value of the funds received) in any investment, real estate or business which I own. In the event that no such investments exist, the investing partner will acquire partnership (in the value of funds received) in any future investment which I shall make. The investing partner hereby appoints me as an agent to execute this investment (or investments), as I deem appropriate, on his behalf. This investment (or investments) shall be owned jointly by the investing partner and myself. Any profits realized or losses sustained shall be shared equally between the investing partner and myself.
       Any claim of loss must be verified through the testimony of two qualified witnesses in, and under conditions acceptable to, an Orthodox Jewish court of law. Any claim regarding the amount of profit generated by this investment (or investments) shall be verified under solemn oath, before and under conditions acceptable to, an Orthodox Jewish court of law.
       It is agreed that if I return the above-mentioned principal to the investing partner, together with an additional _______________________________________as payment for his share of the profits which are generated, then I will not be required to make any further payment nor will be required to make an oath. I am obligated to make this payment on or before _________________. If payment is
not made by this time, the terms of this Iska shall continue.
       I have received one dollar from the investing partner as payment for my
services during the term of our partnership. 
       In the event of any conflict between the terms of this Iska agreement and the
terms of any other agreement signed by the two parties in regard to these funds, the terms of this agreement shall prevail. 
       This agreement shall follow the guidelines of Heter Iska as explained in Sefer Bris Yehudah. It is agreed that any dispute which may arise in connection with this agreement shall be submitted before ______________. Judgment rendered by
the aforesaid authority may be entered in any court having jurisdiction thereof.

Dated ______________________

Signature of the Recipient _________________________
Signature of the Investor ___________________________